/* {t_zhukey} — pearl, rose and champagne; responsive article layouts. */
:root{--bg:#f3f8fc;--panel:#ffffff;--text:#183a56;--muted:#46647a;--gold:#8a6422;--purple:#286f9f;--pink:#4b83a6;--green:#277b82;--line:#d1e2ed;--max:1260px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:145px}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.85 Arial,Helvetica,sans-serif;-webkit-text-size-adjust:100%}a{color:inherit;text-decoration:none}a:hover{color:var(--purple)}button,input{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #7098b2;outline-offset:5px}img{display:block;max-width:100%;height:auto}figure{margin:0}p{margin:0 0 1.4rem}h1,h2,h3{margin:0 0 1.2rem;line-height:1.2;letter-spacing:-.025em}h1{font-size:clamp(2.5rem,4.1vw,4.3rem);font-weight:800}h2{font-size:clamp(1.9rem,2.9vw,2.8rem)}h3{font-size:1.3rem}.wrap{width:min(var(--max),calc(100% - 64px));margin:auto}.skip{position:absolute;top:-80px;left:20px;background:#fff;color:#345469;padding:12px;z-index:99}.skip:focus{top:5px}.mast{position:sticky;top:0;z-index:30;background:#ffffff;border-bottom:1px solid var(--line);box-shadow:0 8px 35px #426a8309}.mast-head{display:flex;align-items:center;gap:22px;min-height:86px}.brand{flex-shrink:0}.brand img{width:164px}.brand-caption{font-size:10px;letter-spacing:.14em;line-height:1.7;padding-left:22px;border-left:1px solid var(--line);color:#4e7087}.brand-caption b{color:#2b668b;font-weight:600}.mast-tools{margin-left:auto;display:flex;gap:12px;align-items:center}.button{display:inline-flex;justify-content:center;align-items:center;gap:9px;background:linear-gradient(120deg,#eed9ad,#e2c58f);border:1px solid #d4b676;color:#4c3719;border-radius:9px;padding:13px 24px;font-weight:700;font-size:14px;line-height:1.5;cursor:pointer;transition:transform .2s,background .2s}.button:hover{background:#e3c791;color:#4c3719;transform:translateY(-2px)}.button.outline{background:transparent;border-color:#bfd7e6;color:#2a6689}.main-nav{display:flex;gap:7px;overflow-x:auto;padding-bottom:12px;scrollbar-width:thin;scrollbar-color:#b4cbd9 transparent}.main-nav a{white-space:nowrap;font-size:13px;font-weight:600;padding:8px 15px;border-radius:7px;color:#42647a}.main-nav a:hover,.main-nav a[aria-current]{background:#e0eff7;color:#205c82}.main-nav a[aria-current]{box-shadow:inset 0 -2px #5d9cba}.menu-toggle{display:none}.hero{overflow:hidden;background:radial-gradient(ellipse at 100% 12%,#d8edf6,transparent 57%),linear-gradient(125deg,#f2f8ff,#e6f3f8 58%,#fff8e9);border-bottom:1px solid #d7e4ec}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center;padding-block:72px 62px}.hero h1{color:#173f61}.hero-copy{min-width:0}.lead{font-size:17px;color:#46647a;line-height:1.9}.hero-tags{display:flex;gap:10px;flex-wrap:wrap;margin:26px 0}.hero-tags span{font-size:12px;padding:5px 13px;color:#687b77;background:#e8f0eb;border-radius:30px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.hero-note{font-size:11px;color:#879aa6;letter-spacing:.06em;margin-top:24px}.hero-visual{position:relative;padding:20px 12px}.hero-visual img{position:relative;width:100%;max-height:510px;object-fit:contain;border-radius:18%;box-shadow:0 25px 60px #51748a25}.image-halo{position:absolute;inset:8%;border-radius:50%;background:#b6ddec;filter:blur(65px);opacity:.32}.contents{display:flex;gap:7px 18px;flex-wrap:wrap;padding:25px 0 30px;border-bottom:1px solid var(--line)}.contents a{font-size:12px;color:#48738e;padding-block:4px;border-bottom:1px solid transparent}.contents a:hover{border-color:#aacedd;color:#225a7f}.section{padding:67px 0;border-bottom:1px solid #d9e7ef}.tone-0{background:#ffffff}.tone-1{background:#f2f8fc}.tone-2{background:linear-gradient(120deg,#eaf3fa,#f4fafb)}.section-head{max-width:880px;margin:0 auto 24px;text-align:center}.section-head h2{color:#224d6e}.section-intro{max-width:960px;margin:0 auto 28px;color:var(--muted);font-size:16px;line-height:1.95}.content-layout{margin-top:35px}.content-item{min-width:0}.content-item h3{color:#245b7d;font-size:21px;margin-bottom:15px}.content-item p{font-size:15px;line-height:1.9;color:#4b667c;margin:0}.layout-editorial{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:34px 38px}.layout-editorial .content-item{padding:5px 0 26px;border-bottom:1px solid #c2dce9}.layout-editorial .content-item h3{font-family:Georgia,'Times New Roman',serif;font-size:27px;color:#266b93}.layout-editorial .content-item:nth-child(3n+2) h3{color:#8b6828}.layout-editorial .content-item:nth-child(3n) h3{color:#27818b}.layout-feature{display:grid;grid-template-columns:1.25fr 1fr;gap:0 35px}.layout-feature .content-item{padding:23px 0;border-bottom:1px solid #ccdeea}.layout-feature .content-item:first-child{grid-row:span 2;padding:32px;background:#e5f1f8;border:none;border-radius:0 50px 0 0;margin-right:5px;align-content:center}.layout-feature .content-item:first-child h3{font-size:29px;max-width:340px}.layout-feature .content-item:first-child p{font-size:16px}.layout-bands{display:block;border-top:1px solid var(--line)}.layout-bands .content-item{display:grid;grid-template-columns:280px 1fr;gap:30px;padding:25px 12px;border-bottom:1px solid var(--line)}.layout-bands .content-item:nth-child(even){background:#fff9;padding-inline:24px}.layout-bands h3{margin:0;font-size:20px}.layout-columns{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.layout-columns .content-item{border-left:3px solid #7fb1cd;padding:5px 0 10px 24px}.layout-columns .content-item:nth-child(3n+2){border-color:#dfbf72}.layout-columns .content-item:nth-child(3n){border-color:#8bbec3}.layout-timeline ol{margin:0;padding:0;display:flex;list-style:none;gap:0}.layout-timeline li{flex:1;position:relative;padding:35px 30px 0 0;border-top:2px solid #bcd8e9;min-width:0}.layout-timeline li:before{content:'';position:absolute;top:-7px;left:0;width:12px;height:12px;background:#4890b6;border:3px solid #f3f9fc;border-radius:50%}.layout-timeline h3{font-size:22px}.comparison-list{margin:0;border-block:1px solid #b9d3e3}.comparison-list>div{display:grid;grid-template-columns:270px 1fr;gap:35px;padding:23px 26px}.comparison-list>div:nth-child(odd){background:#e0eaf1}.comparison-list dt{font-size:17px;font-weight:700;color:#4a6a7f}.comparison-list dd{margin:0;font-size:15px;color:#64737c;line-height:1.9}.prose-split>.wrap{display:grid;grid-template-columns:340px 1fr;gap:75px}.prose-split .section-head{margin:0;text-align:left}.prose-split h2{font-size:31px}.prose-split .section-intro{margin:0}.prose-wide>.wrap{max-width:980px}.prose-wide .section-head{text-align:left;max-width:none}.prose-wide .section-intro{max-width:none;margin-bottom:0}.art-section{padding:60px 0;background:linear-gradient(115deg,#e5f0f8,#f0f4f7);border-bottom:1px solid var(--line)}.art-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.art-grid figure{max-width:540px}.art-grid img{border-radius:16px;box-shadow:0 20px 55px #63849927}.art-grid h2{font-family:Georgia,'Times New Roman',serif;font-size:clamp(2.1rem,3.5vw,3.3rem);color:#56788d;line-height:1.16}.art-grid p{font-size:15px;color:#687a85;line-height:1.95}.art-grid.image-right figure{order:2}.text-link{color:#6b8697;font-size:14px;font-weight:700;border-bottom:1px solid #b2c9d7;padding-bottom:4px}.session-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;margin-top:32px}.session-steps>div{padding:20px 0 0;border-top:3px solid #b2cada}.session-steps>div:nth-child(2){border-color:#dbc49d}.session-steps>div:nth-child(3){border-color:#b4cfc6}.session-steps strong{display:block;font-size:19px;color:#52758c;margin-bottom:12px}.session-steps p{font-size:14px;color:#6c7b85;line-height:1.9;margin:0}.faq-list{max-width:960px;margin:auto;border-top:1px solid #c6d6e1}.faq-list details{border-bottom:1px solid #c6d6e1}.faq-list summary{list-style:none;cursor:pointer;position:relative;padding:23px 50px 23px 0;font-size:16px;font-weight:600;line-height:1.6;color:#4b6779}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:10px;top:20px;font-size:23px;color:#86a4b7;font-weight:400}.faq-list details[open] summary:after{content:'−'}.faq-list details p{padding:0 40px 23px 0;font-size:15px;line-height:1.9;color:var(--muted);margin:0}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:25px;max-width:960px;margin:35px auto 0;border-radius:16px;padding:28px;background:#ffffffc7;border:1px solid #d4e1e9}.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:18px}.calc-inputs label{font-size:12px;color:#6e8594;display:flex;flex-direction:column;gap:9px}.calc-inputs input{min-width:0;width:100%;padding:12px;border:1px solid #c6d7e2;border-radius:7px;background:#f7fbfd;color:#425f72;font-size:16px}.calc-result{padding:24px;border-radius:10px;background:linear-gradient(130deg,#f5ead4,#e1ecf3)}.calc-result>span{font-size:10px;letter-spacing:.13em;color:#997a4b}.calc-result p{font-size:13px;color:#7b8a94;margin:18px 0}.calc-result strong{display:block;font-size:24px;color:#587181;overflow-wrap:anywhere}.calc-result small{font-size:11px;color:#87969f;display:block;line-height:1.8}.checklist{max-width:960px;margin:auto;display:grid;grid-template-columns:1fr 1fr;gap:16px}.checklist label{display:flex;align-items:flex-start;gap:12px;border-bottom:1px solid var(--line);padding:17px 0;font-size:14px;color:#667985}.checklist input{width:20px;height:20px;flex-shrink:0;accent-color:#81a2b7;margin-top:3px}.check-status{max-width:960px;margin:18px auto 0;color:#6a8ca1;font-size:13px}.related{padding:60px 0;background:#e2ebf0}.related h2{color:#55768b;font-size:30px}.related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}.related-grid a{display:flex;justify-content:space-between;gap:15px;align-items:center;color:#2c688c;font-weight:700;padding:16px 0;border-bottom:1px solid #bcd7e5}.related-grid b{font-size:26px;font-weight:400;color:#669bb5}.footer{padding:55px 0 25px;background:#e9f2f8}.footer-grid{display:grid;grid-template-columns:1fr 1.3fr 1fr;gap:50px}.footer-word{font-size:30px;font-weight:800;letter-spacing:.02em;color:#367c9e}.footer p{font-size:12px;color:#4c687b;line-height:1.9;margin-top:15px}.footer h2{font-size:14px;color:#366b89}.footer nav{display:flex;gap:8px 17px;flex-wrap:wrap}.footer nav a,.footer-grid>div>a:not(.footer-word){font-size:12px;color:#4d7088}.copyright{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding-top:24px;margin-top:40px;font-size:11px;color:#557083}.mobile-bar{display:none}.utility{display:grid;place-items:center;min-height:100vh;padding:24px;background:radial-gradient(at 20% 0%,#ccdee9,transparent 70%),#f1f6fa}.utility main{max-width:650px;padding:45px;border:1px solid #ccdbe4;background:#fffb;border-radius:20px}.utility h1{font-size:34px}.utility p{color:var(--muted)}
@media(max-width:1050px){.wrap{width:calc(100% - 44px)}.brand-caption{display:none}.hero-grid{gap:40px;padding-top:55px}.hero h1{font-size:42px}.hero .lead{font-size:15px}.art-grid{gap:38px}.prose-split>.wrap{grid-template-columns:280px 1fr;gap:40px}.layout-editorial{gap:28px}.footer-grid{gap:28px}.mast-head{min-height:78px}}
@media(max-width:720px){html{scroll-padding-top:95px}.wrap{width:calc(100% - 36px)}body{padding-bottom:65px}.mast-head{min-height:76px;gap:10px}.brand img{width:118px}.mast-tools{gap:8px}.mast-tools>.outline{display:none}.mast-tools>.button{font-size:11px;padding:10px 12px;border-radius:8px}.menu-toggle{display:block;border:1px solid #bed8e8;color:#3b6b88;background:#edf6fc;padding:9px 10px;border-radius:8px;font-size:11px;cursor:pointer}.main-nav{display:none;flex-wrap:wrap;overflow:visible;gap:5px;padding:4px 0 17px}.main-nav.open{display:flex}.main-nav a{font-size:12px;padding:8px 12px}.hero-grid{display:flex;flex-direction:column;gap:30px;padding-block:43px 38px}.hero h1{font-size:36px;line-height:1.16}.lead{font-size:15px!important;line-height:1.9}.hero-tags{margin:23px 0}.hero-tags span{font-size:10px}.actions{gap:10px}.button{font-size:12px;padding:13px 16px}.hero-note{font-size:10px}.hero-visual{width:min(100%,420px);padding:0 9px 8px}.hero-visual img{max-height:380px}.contents{padding-block:22px;gap:5px 15px}.contents a{font-size:10px}.section{padding:42px 0}.section-head{text-align:left;margin-bottom:20px}h2{font-size:28px}.section-intro{font-size:15px;line-height:1.9;margin-bottom:23px}.layout-editorial{grid-template-columns:1fr 1fr;gap:25px 22px}.layout-editorial .content-item{padding-bottom:19px}.layout-editorial h3{font-size:22px!important}.content-item p{font-size:13px;line-height:1.85}.layout-feature{grid-template-columns:1fr;gap:0}.layout-feature .content-item:first-child{grid-row:auto;margin:0;padding:25px;border-radius:0 30px 0 0}.layout-feature .content-item:first-child h3{font-size:25px}.layout-feature .content-item:first-child p{font-size:14px}.layout-feature .content-item{padding:23px 0}.layout-bands .content-item{grid-template-columns:1fr;gap:10px;padding:21px 0}.layout-bands .content-item:nth-child(even){padding-inline:17px}.layout-bands h3{font-size:20px}.layout-columns{grid-template-columns:1fr;gap:25px}.layout-columns .content-item{padding-left:20px}.layout-timeline ol{flex-direction:column}.layout-timeline li{padding:0 0 28px 24px;border-top:0;border-left:2px solid #bcd8e9}.layout-timeline li:before{top:2px;left:-7px}.layout-timeline li:last-child{padding-bottom:0}.layout-timeline h3{font-size:21px}.comparison-list>div{grid-template-columns:1fr;gap:8px;padding:20px}.comparison-list dd{font-size:14px}.prose-split>.wrap{display:block}.prose-split .section-head{margin-bottom:20px}.prose-split h2{font-size:28px}.art-section{padding:38px 0}.art-grid{grid-template-columns:1fr;gap:28px}.art-grid.image-right figure{order:0}.art-grid figure{max-width:450px;width:100%;margin:auto}.art-grid h2{font-size:31px}.art-grid p{font-size:14px}.session-steps{grid-template-columns:1fr;gap:20px}.session-steps>div{padding-top:19px}.session-steps strong{font-size:18px}.faq-list summary{font-size:14px;padding-block:20px}.faq-list details p{font-size:14px;padding-right:20px}.calculator{grid-template-columns:1fr;padding:19px;gap:22px}.calc-inputs{gap:15px}.calc-inputs label{font-size:11px}.calc-result{padding:20px}.checklist{grid-template-columns:1fr;gap:0}.related{padding:40px 0}.related h2{font-size:26px}.related-grid{grid-template-columns:1fr;gap:8px}.related-grid a{font-size:15px}.footer{padding-top:40px}.footer-grid{grid-template-columns:1fr;gap:22px}.copyright{font-size:10px;gap:12px;margin-top:30px}.mobile-bar{display:flex;justify-content:space-between;align-items:center;gap:12px;position:fixed;bottom:0;left:0;right:0;z-index:35;min-height:62px;padding:10px 17px calc(10px + env(safe-area-inset-bottom));background:#f4f9fcf7;border-top:1px solid #c5dce9;box-shadow:0 -5px 25px #6382950d}.mobile-bar>a{font-size:11px;color:#3e6881}.mobile-bar>.button{color:#634c28;font-size:11px;padding:10px 17px}.utility{padding-bottom:24px}.utility main{padding:28px}.utility h1{font-size:28px}}
@media(max-width:360px){.layout-editorial{grid-template-columns:1fr}.hero h1{font-size:32px}.mast-tools>.button{padding-inline:9px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* The two supplied {t_zhukey} logos keep their native aspect ratios. */
.brand img{width:178px;height:auto;max-height:55px;object-fit:contain}.hero-visual{max-width:460px;width:100%;margin:auto}.hero-visual img{max-height:440px;border-radius:12%;object-fit:contain}.brand-caption{display:none}.main-nav a{padding-inline:20px}.art-grid img{width:100%;aspect-ratio:1;object-fit:cover}
@media(max-width:720px){.brand img{width:133px;max-height:45px}.mast-tools{gap:7px}.mast-tools>.button{font-size:10px;padding:10px 12px}.menu-toggle{font-size:10px;padding:9px}.main-nav a{padding-inline:12px}.hero-visual{max-width:360px}.hero h1{font-size:34px}.mast-head{gap:8px}}
@media(max-width:360px){.brand img{width:112px}.mast-tools>.button{font-size:9px;padding:9px}.menu-toggle{padding:8px;font-size:9px}}

/* Revision: ice blue, pearl white and champagne; varied article layouts. */
:root{--bg:#f3f8fc;--panel:#fff;--text:#183a56;--muted:#46647a;--gold:#8a6422;--purple:#286f9f;--pink:#4b83a6;--green:#277b82;--line:#d1e2ed}
body{color:#183a56}.hero{background:radial-gradient(ellipse at 95% 8%,#d8edf6,transparent 58%),linear-gradient(125deg,#f4f9ff,#e8f4f9 62%,#fff9ec);border-color:#d2e4ee}.section-head h2{color:#224d6e}.tone-0{background:#fff}.tone-1{background:#f2f8fc}.tone-2{background:linear-gradient(115deg,#eaf3fa,#f4fafb)}
.section{padding-block:72px}.section-head{max-width:1000px}.section-intro{max-width:980px;line-height:1.95}.layout-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.layout-cards .content-item{padding:30px 28px 32px;background:#fff;border:1px solid #c9dfec;border-top:3px solid #5197bd;border-radius:18px;box-shadow:0 8px 28px #214b6b05}.layout-cards .content-item:nth-child(3n+2){background:#fffefa;border-top-color:#d8ab45}.layout-cards .content-item:nth-child(3n){background:#f9fdfd;border-top-color:#51a3a8}.layout-cards h3{color:#225b7e;font-size:22px;line-height:1.3}.layout-cards p{font-size:15px;line-height:1.9;color:#46647a}.comparison-list>div:nth-child(odd){background:#dfedf6}.comparison-list>div:nth-child(even){background:#f6fafc}.comparison-list dt{color:#245e82}.comparison-list dd{color:#46647a}.layout-bands .content-item:nth-child(even){background:#f9fcfe}.layout-feature .content-item:first-child{background:#e5f1f8}.prose-split h2{color:#225b7e}.art-section{background:#eef6fb}.art-grid h2{color:#245b7d}.art-grid p{color:#46647a}.faq-list summary{color:#245b7d}.faq-list details p{color:#46647a}.footer{background:#e9f2f8}.contents a{color:#3e6b87}.button.outline{color:#286486}.copyright{color:#557083}
@media(max-width:1050px){.layout-cards{gap:20px}.layout-cards .content-item{padding:26px 22px}.layout-cards h3{font-size:21px}}
@media(max-width:720px){.section{padding-block:44px}.layout-cards{grid-template-columns:1fr;gap:18px}.layout-cards .content-item{padding:25px 23px;border-radius:15px}.layout-cards h3{font-size:22px}.layout-cards p{font-size:15px}.section-intro{font-size:15px}.comparison-list>div{padding:21px}.mast-tools .button{white-space:nowrap}.art-grid h2{font-size:29px}.main-nav a{color:#42647a}.mobile-bar>a{color:#3e6881}}